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Update: January 28, 2008

Checks were mailed on December 14th, 2007 to all eligible borrowers who submitted a valid and timely Release Form. If you are expecting a check and have not received it, please call the Settlement Administrator at 1-800-420-5875.


This Web site provides information about the States’ January 2006 settlement with Ameriquest Mortgage Company (the “Settlement”). On this Web site you will find detailed information about the Settlement and who was eligible to receive restitution payments, as well as answers to frequently asked questions.

The Settlement resolved an investigation by the Attorneys General and/or banking and finance regulators of every state (except Virginia) and the District of Columbia into claims that Ameriquest and other affiliated companies had engaged in various unlawful mortgage lending practices from January 1, 1999 through December 31, 2005. It included Ameriquest, ACC Capital Holdings Corp., Town and Country Credit Corp., and AMC Mortgage Services, Inc. (formerly doing business under the name Bedford Home Loans). Together, all of these companies are referred to in this Web site as “Ameriquest.”

A $295 million Settlement Fund was established to provide restitution payments to certain Ameriquest borrowers identified by the States. Beginning July 9, 2007, borrowers who were eligible for a payment were mailed Notice letters and Release Forms. The Notice detailed the minimum dollar restitution payment eligible borrowers could receive. To participate, you must have signed and returned, postmarked by September 10, 2007, the Release Form included with your Notice letter.



Link to Frequently Asked Questions (General)

Link to Frequently Asked Questions (Restitution Payments)